DEV.co
New York City, NY · Custom Software + AI

Custom software for New York City — built the AI-native way.

We pair senior engineers with an AI-accelerated delivery model to ship custom software for New York's finance, AdTech, and media operators — without the fragile output that gives AI a bad name.

Senior-only engineering · AI-accelerated delivery · you own 100% of the code

AI changed the economics of custom software. We rebuilt our process around it.

New York is the deepest finance, fintech, AdTech, and media-tech market in the world — and the most expensive, most picked-over senior engineering market with it. Hiring a full-time staff engineer takes months and tops the national pay band. The old build-from-scratch model can't keep up. AI changes the math, but only when senior people own the parts AI gets wrong.

On a New York fintech or AdTech build, the repetitive 70% — schemas, CRUD, dashboards, first-draft UI, boilerplate auth — is exactly where AI runs fastest. The dangerous 30% is everything that gets audited later: the SQL on a trade-ticket query, the audit trail on a ledger entry, the consent flow on a tracking pixel, the failure mode of a partial reconciliation. AI gets those wrong silently. Teams that ship raw AI output find out at the next SOC 2 review or external scan.

We build for New York operators — from Series-A fintechs scaling toward NYDFS compliance, to media platforms rebuilding their ad stack after the cookie reset, to brokerage and trading firms upgrading internal tools that have run on spreadsheets for a decade. Our model: AI handles scaffolding and the repetitive 70% of the work; a senior engineer owns architecture, security review, and signs off on every change.

Show, don't tell

AI writes the first draft. A senior engineer signs off.

Every change runs through review for security, tests, and architecture before it ships — that review is the product.

delivery.tstypescript
const draft = await ai.generate(spec)          // minutes, not daysreview(draft, { security: true, tests: true, architecture: true })// ✗ rejected: unparameterized SQL on a trade-ticket query → fixed + audit-log entry + parameterized test// ✓ merged: 4-eyes review on ledger writes, idempotency keys on settlement
Every change
AI velocity + human judgment
tests + security review built in
you own 100% of the result

On a New York fintech or AdTech build, the failure modes that hit production are unparameterized queries, missing audit trails, and silent reconciliation drift — exactly what senior review catches before SOC 2 or NYDFS does.

What we build for New York City companies.

Fintech

Fintech & payments platforms

Customer-facing apps, ledgers, and risk pipelines for regulated, data-heavy products.

Media / AdTech

Media & AdTech platforms

Content systems, audience analytics, and ad-stack tools that survive the privacy reset.

Real Estate

PropTech & real-estate software

Listing platforms, tenant portals, and operations tools for owners, brokers, and managers.

Commerce

eCommerce & marketplaces

Storefronts, marketplaces, and merchant tools built for conversion and scale.

Product

SaaS platforms

Multi-tenant products with auth, billing, and dashboards — MVP to scale.

AI

AI applications

Copilots, RAG, search, and agents grounded in your data, with guardrails and evals.

Senior, on-shore, AI-accelerated

A senior team that moves at AI speed.

You work with senior engineers in Eastern Time — same Slack hours, same standups as your Midtown, FiDi, or DUMBO team — who own architecture and security, not a junior pool with raw AI output bolted on. Integration with your existing PR review, CI, and on-call is the default, not a custom ask.

Manhattan and Brooklyn senior hires are six figures plus equity, three to six months out, and almost always picked over by FAANG, hedge funds, and well-funded fintechs. An AI-native team gets you shipping inside a week, scales monthly, and doesn't ask for relocation packages.

Talk to an engineer

Traditional New York City dev shop vs. AI-native.

Traditional AgencyDEV.co (AI-native)
Time to working softwareMonthsDays to weeks
CostFull senior rates, all hoursLower — AI removes the rote work
Code qualityGood (if senior)Same bar — every change reviewed
AI riskContained by senior review + tests
You own the codeUsuallyAlways — full repo on day one
Scales with youSlow to staff upFlex up or down monthly
2–3×
faster than traditional development
1 wk
to a working prototype
100%
code ownership at handoff
30 days
post-launch support included

Common questions from New York City teams.

Do you work with New York City companies?
Yes — we serve New York City, Jersey City, Newark, and Buffalo companies with senior, on-shore engineers in Eastern Time. Most collaboration is remote-first, with on-site available for kickoffs and key milestones.
Do you build for regulated finance (SOC 2, NYDFS 500, PCI)?
Yes. We've shipped software into SOC 2-audited environments and NYDFS 500-scoped products, and we design with the audit trail in mind from day one — not bolted on at the end. We don't certify you; we build code that survives your certifier's questions.
Can you meet our latency and uptime SLAs?
Yes. New York systems live or die by tail latency — we instrument from day one, set explicit p50/p99 budgets per endpoint, run load tests in CI, and refuse to ship anything we can't show meeting your SLA. Where it matters, we co-locate compute and pin regions.
Is AI-built software production-ready?
Yes — when a senior engineer reviews every output, adds tests, and hardens it. The horror stories come from shipping raw AI code unsupervised. We don't, and we support what we ship.
Will we own the code?
100%, from day one. We deliver to a repository you control — no proprietary platform, no lock-in.
How fast can we start?
Usually within days. A short scoping call defines the build, the timeline, and a fixed quote.
Can you work with our existing team?
Yes — we augment in-house teams, review their work, and set standards, or run the build end to end. We flex to how you work.

Let's build it — New York.

Tell us what you're shipping. We'll give you a senior engineer's read, an honest timeline, a fixed quote, and — if AI-native isn't the right fit for your build — we'll tell you that too.